▼ 0.50% · 3.625%
HK$19,634
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,245
−HK$620/mo
Today · 4.125%
HK$20,865
baseline
▲ 0.50% · 4.625%
HK$22,135
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,730/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,843
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,428
−HK$595/mo
Today · 4.125%
HK$23,023
baseline
▲ 0.50% · 4.625%
HK$24,236
+HK$1,213/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,046/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,597
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,269
−HK$683/mo
Today · 4.125%
HK$22,952
baseline
▲ 0.50% · 4.625%
HK$24,348
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$45,904/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$654/mo
Today · 4.125%
HK$25,325
baseline
▲ 0.50% · 4.625%
HK$26,660
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$50,650/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,294
−HK$744/mo
Today · 4.125%
HK$25,038
baseline
▲ 0.50% · 4.625%
HK$26,562
+HK$1,524/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,076/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,211
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,914
−HK$713/mo
Today · 4.125%
HK$27,627
baseline
▲ 0.50% · 4.625%
HK$29,084
+HK$1,457/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,254/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,524
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,318
−HK$807/mo
Today · 4.125%
HK$27,125
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,250/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,395
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,157
−HK$773/mo
Today · 4.125%
HK$29,930
baseline
▲ 0.50% · 4.625%
HK$31,507
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,860/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,488
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,343
−HK$868/mo
Today · 4.125%
HK$29,211
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,422/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,400
−HK$832/mo
Today · 4.125%
HK$32,232
baseline
▲ 0.50% · 4.625%
HK$33,931
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,464/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,367
−HK$931/mo
Today · 4.125%
HK$31,298
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,596/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,643
−HK$891/mo
Today · 4.125%
HK$34,534
baseline
▲ 0.50% · 4.625%
HK$36,354
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,068/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$992/mo
Today · 4.125%
HK$33,384
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$2,032/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,768/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,948
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,885
−HK$951/mo
Today · 4.125%
HK$36,836
baseline
▲ 0.50% · 4.625%
HK$38,778
+HK$1,942/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,672/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,378
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$1,055/mo
Today · 4.125%
HK$35,471
baseline
▲ 0.50% · 4.625%
HK$37,629
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,942/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,132
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,011/mo
Today · 4.125%
HK$39,139
baseline
▲ 0.50% · 4.625%
HK$41,202
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,278/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$1,117/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,843
+HK$2,286/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,317
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,070/mo
Today · 4.125%
HK$41,441
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,184/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,882/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).