▼ 0.50% · 3.625%
HK$19,196
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$606/mo
Today · 4.125%
HK$20,400
baseline
▲ 0.50% · 4.625%
HK$21,642
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,800/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,356
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$581/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,696
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,116
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,773
−HK$667/mo
Today · 4.125%
HK$22,440
baseline
▲ 0.50% · 4.625%
HK$23,806
+HK$1,366/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,880/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$640/mo
Today · 4.125%
HK$24,761
baseline
▲ 0.50% · 4.625%
HK$26,066
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,036
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,752
−HK$728/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,970
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,627
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$698/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,435
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,732
−HK$788/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$28,134
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,763
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$756/mo
Today · 4.125%
HK$29,263
baseline
▲ 0.50% · 4.625%
HK$30,805
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,526/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,875
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,711
−HK$849/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,298
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,898
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,700
−HK$813/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,175
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,795
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$910/mo
Today · 4.125%
HK$30,600
baseline
▲ 0.50% · 4.625%
HK$32,462
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,200/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,893
−HK$871/mo
Today · 4.125%
HK$33,764
baseline
▲ 0.50% · 4.625%
HK$35,544
+HK$1,780/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,528/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,714
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,670
−HK$970/mo
Today · 4.125%
HK$32,640
baseline
▲ 0.50% · 4.625%
HK$34,626
+HK$1,986/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,280/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,169
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,086
−HK$929/mo
Today · 4.125%
HK$36,015
baseline
▲ 0.50% · 4.625%
HK$37,914
+HK$1,899/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$72,030/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$1,031/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$2,111/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$987/mo
Today · 4.125%
HK$38,266
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,532/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,554
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,628
−HK$1,092/mo
Today · 4.125%
HK$36,720
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$2,235/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,440/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,441
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,471
−HK$1,046/mo
Today · 4.125%
HK$40,517
baseline
▲ 0.50% · 4.625%
HK$42,653
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,034/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).