▼ 0.50% · 3.625%
HK$18,289
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,858
−HK$578/mo
Today · 4.125%
HK$19,436
baseline
▲ 0.50% · 4.625%
HK$20,619
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,872/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,347
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,892
−HK$554/mo
Today · 4.125%
HK$21,446
baseline
▲ 0.50% · 4.625%
HK$22,576
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,892/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,744
−HK$636/mo
Today · 4.125%
HK$21,380
baseline
▲ 0.50% · 4.625%
HK$22,681
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,760/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,381
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$609/mo
Today · 4.125%
HK$23,590
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,180/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,947
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$693/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,742
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,416
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$664/mo
Today · 4.125%
HK$25,735
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,470/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$751/mo
Today · 4.125%
HK$25,267
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,534/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$720/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,401
−HK$810/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$775/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,607
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,434
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$867/mo
Today · 4.125%
HK$29,154
baseline
▲ 0.50% · 4.625%
HK$30,928
+HK$1,774/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,308/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,520
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,338
−HK$831/mo
Today · 4.125%
HK$32,169
baseline
▲ 0.50% · 4.625%
HK$33,864
+HK$1,695/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,338/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,263
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$925/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$885/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,122
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,059
−HK$982/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$35,052
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,517
−HK$941/mo
Today · 4.125%
HK$36,458
baseline
▲ 0.50% · 4.625%
HK$38,380
+HK$1,922/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,916/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$1,040/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$37,114
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,624
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$996/mo
Today · 4.125%
HK$38,602
baseline
▲ 0.50% · 4.625%
HK$40,637
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,204/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).