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At today's rate and a 90% mortgage, the deposit on this unit is about HK$380K, with repayments around HK$16,580/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$380K · loan HK$3.42M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- B
- Saleable Area
- 212 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-26 | HK$3.80M | −12.6% 3.7y · −4.0%/yr |
| 2020-05-12 | HK$4.35M | −22.3% 1.1y · −21.0%/yr |
| 2019-04-18 | HK$5.60M | +17.9% 3.7y · 5.0%/yr |
| 2015-07-16 | HK$4.75M | — |