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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,067/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,134/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Ho Man Tin Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 534 ft²
- Efficiency
- 63%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-29 | HK$5.20M | +50.7% 3.3y · 16.0%/yr |
| 2017-04-20 | HK$3.45M | +105.4% 6.7y · 16.0%/yr |
| 2010-07-28 | HK$1.68M | +24.4% |
| 2009-05-18 | HK$1.35M | +33.7% |
| 2005-06-08 | HK$1.01M | −22.3% |
| 2001-04-23 | HK$1.30M | — |