▼ 0.50% · 3.625%
HK$16,473
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,985
−HK$521/mo
Today · 4.125%
HK$17,506
baseline
▲ 0.50% · 4.625%
HK$18,571
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,012/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,326
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,817
−HK$499/mo
Today · 4.125%
HK$19,316
baseline
▲ 0.50% · 4.625%
HK$20,334
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,632/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,120
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,683
−HK$573/mo
Today · 4.125%
HK$19,256
baseline
▲ 0.50% · 4.625%
HK$20,428
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,512/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,158
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,699
−HK$548/mo
Today · 4.125%
HK$21,247
baseline
▲ 0.50% · 4.625%
HK$22,367
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,494/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,767
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,382
−HK$625/mo
Today · 4.125%
HK$21,007
baseline
▲ 0.50% · 4.625%
HK$22,285
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$42,014/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,991
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$598/mo
Today · 4.125%
HK$23,179
baseline
▲ 0.50% · 4.625%
HK$24,401
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,358/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,080
−HK$677/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$648/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,062
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,779
−HK$729/mo
Today · 4.125%
HK$24,508
baseline
▲ 0.50% · 4.625%
HK$25,999
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,016/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,656
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,344
−HK$698/mo
Today · 4.125%
HK$27,042
baseline
▲ 0.50% · 4.625%
HK$28,467
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,084/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,477
−HK$781/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,488
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$748/mo
Today · 4.125%
HK$28,974
baseline
▲ 0.50% · 4.625%
HK$30,501
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,948/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,356
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,176
−HK$833/mo
Today · 4.125%
HK$28,009
baseline
▲ 0.50% · 4.625%
HK$29,713
+HK$1,704/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$56,018/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,321
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$798/mo
Today · 4.125%
HK$30,905
baseline
▲ 0.50% · 4.625%
HK$32,534
+HK$1,629/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,810/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,003
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,874
−HK$885/mo
Today · 4.125%
HK$29,759
baseline
▲ 0.50% · 4.625%
HK$31,570
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,518/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,154
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,989
−HK$848/mo
Today · 4.125%
HK$32,837
baseline
▲ 0.50% · 4.625%
HK$34,568
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,674/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,651
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$937/mo
Today · 4.125%
HK$31,510
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,917/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,020/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,986
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,871
−HK$897/mo
Today · 4.125%
HK$34,768
baseline
▲ 0.50% · 4.625%
HK$36,601
+HK$1,833/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,536/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,721 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).