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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,721/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,442/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- F
- Saleable Area
- 197 Saleable ft²
- Gross Area
- 270 ft²
- Efficiency
- 73%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-18 | HK$3.70M | +31.2% 4.2y · 7.0%/yr |
| 2016-07-18 | HK$2.82M | +14.2% 3.1y · 4.0%/yr |
| 2013-05-24 | HK$2.47M | +116.7% |
| 2010-01-11 | HK$1.14M | +10.7% |
| 2009-09-29 | HK$1.03M | −16.9% |
| 1997-05-01 | HK$1.24M | — |