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At today's rate and a 90% mortgage, the deposit on this unit is about HK$624K, with repayments around HK$27,211/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$624K · loan HK$5.61M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$158,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 551 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-13 | HK$7.83M | +9.4% 3.6y · 2.0%/yr |
| 2017-04-20 | HK$7.16M | +62.7% 4.7y · 14.0%/yr |
| 2012-08-10 | HK$4.40M | +105.6% |
| 2005-02-17 | HK$2.14M | +7.0% |
| 2004-04-06 | HK$2.00M | +21.2% |
| 2004-02-18 | HK$1.65M | −21.4% |
| 2000-09-05 | HK$2.10M | −9.5% |
| 1995-10-13 | HK$2.32M | — |