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At today's rate and a 90% mortgage, the deposit on this unit is about HK$277K, with repayments around HK$12,099/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$277K · loan HK$2.50M · min. income ≈ HK$24,198/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 3
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 412 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-25 | HK$3.18M | −19.5% 4.8y |
| 2021-09-28 | HK$3.95M | +1.3% 2.8y · 0.0%/yr |
| 2021-03-09 | HK$3.90M | +0.0% 2.3y · 0.0%/yr |
| 2018-11-22 | HK$3.90M | — |