▼ 0.50% · 3.625%
HK$19,523
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,130
−HK$617/mo
Today · 4.125%
HK$20,747
baseline
▲ 0.50% · 4.625%
HK$22,010
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,494/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,719
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,301
−HK$591/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,099
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,475
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$679/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,210
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,891
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,532
−HK$650/mo
Today · 4.125%
HK$25,182
baseline
▲ 0.50% · 4.625%
HK$26,509
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,364/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,427
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$741/mo
Today · 4.125%
HK$24,897
baseline
▲ 0.50% · 4.625%
HK$26,411
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,794/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,063
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,762
−HK$709/mo
Today · 4.125%
HK$27,471
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,942/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,380
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,169
−HK$802/mo
Today · 4.125%
HK$26,971
baseline
▲ 0.50% · 4.625%
HK$28,612
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,942/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,235
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,992
−HK$768/mo
Today · 4.125%
HK$29,760
baseline
▲ 0.50% · 4.625%
HK$31,329
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,520/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$864/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,407
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$827/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,739
+HK$1,690/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,195
−HK$926/mo
Today · 4.125%
HK$31,121
baseline
▲ 0.50% · 4.625%
HK$33,014
+HK$1,893/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,242/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,578
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,452
−HK$887/mo
Today · 4.125%
HK$34,339
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,678/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$987/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,750
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,682
−HK$946/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,189
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,221
−HK$1,049/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,416
+HK$2,146/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,922
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,004/mo
Today · 4.125%
HK$38,917
baseline
▲ 0.50% · 4.625%
HK$40,968
+HK$2,051/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,834/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,234
−HK$1,111/mo
Today · 4.125%
HK$37,345
baseline
▲ 0.50% · 4.625%
HK$39,617
+HK$2,272/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$74,690/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,094
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,143
−HK$1,063/mo
Today · 4.125%
HK$41,206
baseline
▲ 0.50% · 4.625%
HK$43,378
+HK$2,172/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$82,412/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,851 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).