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At today's rate and a 90% mortgage, the deposit on this unit is about HK$237K, with repayments around HK$10,348/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$237K · loan HK$2.14M · min. income ≈ HK$20,696/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 223 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 59%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-28 | HK$3.10M | +3.3% 4.8y · 1.0%/yr |
| 2017-05-02 | HK$3.00M | +311.0% 8.9y · 35.0%/yr |
| 2008-06-02 | HK$730K | +87.2% |
| 2005-10-25 | HK$390K | — |