▼ 0.50% · 3.625%
HK$21,731
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,407
−HK$686/mo
Today · 4.125%
HK$23,093
baseline
▲ 0.50% · 4.625%
HK$24,498
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,186/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,175
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$658/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,904
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$756/mo
Today · 4.125%
HK$25,403
baseline
▲ 0.50% · 4.625%
HK$26,948
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,806/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,593
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$723/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,507
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,077
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,888
−HK$824/mo
Today · 4.125%
HK$27,712
baseline
▲ 0.50% · 4.625%
HK$29,398
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,424/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,010
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,788
−HK$789/mo
Today · 4.125%
HK$30,577
baseline
▲ 0.50% · 4.625%
HK$32,189
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,154/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,250
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,129
−HK$892/mo
Today · 4.125%
HK$30,021
baseline
▲ 0.50% · 4.625%
HK$31,848
+HK$1,827/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,042/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,428
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,270
−HK$856/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$34,872
+HK$1,746/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,369
−HK$962/mo
Today · 4.125%
HK$32,331
baseline
▲ 0.50% · 4.625%
HK$34,298
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,662/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,753
−HK$921/mo
Today · 4.125%
HK$35,674
baseline
▲ 0.50% · 4.625%
HK$37,554
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,348/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$1,030/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,748
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$987/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,769
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$1,098/mo
Today · 4.125%
HK$36,949
baseline
▲ 0.50% · 4.625%
HK$39,198
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,898/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,680
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,718
−HK$1,052/mo
Today · 4.125%
HK$40,770
baseline
▲ 0.50% · 4.625%
HK$42,919
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,540/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,091
−HK$1,168/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,647
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,098
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,200
−HK$1,118/mo
Today · 4.125%
HK$43,318
baseline
▲ 0.50% · 4.625%
HK$45,601
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,636/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,115
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,332
−HK$1,236/mo
Today · 4.125%
HK$41,568
baseline
▲ 0.50% · 4.625%
HK$44,097
+HK$2,529/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,136/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,515
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,682
−HK$1,184/mo
Today · 4.125%
HK$45,866
baseline
▲ 0.50% · 4.625%
HK$48,284
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,732/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).