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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$13,018/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.69M · min. income ≈ HK$26,036/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 249 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 63%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-12 | HK$3.98M | +10.6% 3.0y · 4.0%/yr |
| 2017-05-12 | HK$3.60M | +51.3% 3.2y · 16.0%/yr |
| 2014-02-24 | HK$2.38M | +40.8% |
| 2011-06-03 | HK$1.69M | +23.4% |
| 2010-03-10 | HK$1.37M | +5.4% |
| 2010-02-17 | HK$1.30M | +91.2% |
| 2002-08-22 | HK$680K | −47.3% |
| 1997-02-03 | HK$1.29M | — |