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At today's rate and a 90% mortgage, the deposit on this unit is about HK$536K, with repayments around HK$23,401/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,802/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,711 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 566 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-14 | HK$7.60M | −22.4% 2.4y · −9.0%/yr |
| 2024-01-29 | HK$9.80M | +5.4% 4.0y · 1.0%/yr |
| 2019-12-13 | HK$9.30M | +933.3% 6.3y · 79.0%/yr |
| 2003-11-13 | HK$900K | — |