▼ 0.50% · 3.625%
HK$5,758
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$182/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$373/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$174/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$356/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$200/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$410/mo
Deposit HK$1.14M · loan HK$1.39M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,046
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,235
−HK$192/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$392/mo
Deposit HK$1.14M · loan HK$1.39M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$218/mo
Today · 4.125%
HK$7,343
baseline
▲ 0.50% · 4.625%
HK$7,790
+HK$447/mo
Deposit HK$1.01M · loan HK$1.52M · min. income ≈ HK$14,686/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,687
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,893
−HK$209/mo
Today · 4.125%
HK$8,102
baseline
▲ 0.50% · 4.625%
HK$8,529
+HK$427/mo
Deposit HK$1.01M · loan HK$1.52M · min. income ≈ HK$16,204/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,486
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,718
−HK$237/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,439
+HK$484/mo
Deposit HK$884K · loan HK$1.64M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,328
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,551
−HK$226/mo
Today · 4.125%
HK$8,777
baseline
▲ 0.50% · 4.625%
HK$9,240
+HK$463/mo
Deposit HK$884K · loan HK$1.64M · min. income ≈ HK$17,554/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,061
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,312
−HK$255/mo
Today · 4.125%
HK$8,567
baseline
▲ 0.50% · 4.625%
HK$9,088
+HK$521/mo
Deposit HK$758K · loan HK$1.77M · min. income ≈ HK$17,134/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,968
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,209
−HK$244/mo
Today · 4.125%
HK$9,453
baseline
▲ 0.50% · 4.625%
HK$9,951
+HK$498/mo
Deposit HK$758K · loan HK$1.77M · min. income ≈ HK$18,906/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,637
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,906
−HK$273/mo
Today · 4.125%
HK$9,179
baseline
▲ 0.50% · 4.625%
HK$9,737
+HK$558/mo
Deposit HK$631K · loan HK$1.89M · min. income ≈ HK$18,358/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,609
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,866
−HK$262/mo
Today · 4.125%
HK$10,128
baseline
▲ 0.50% · 4.625%
HK$10,662
+HK$534/mo
Deposit HK$631K · loan HK$1.89M · min. income ≈ HK$20,256/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,213
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,500
−HK$291/mo
Today · 4.125%
HK$9,791
baseline
▲ 0.50% · 4.625%
HK$10,386
+HK$595/mo
Deposit HK$505K · loan HK$2.02M · min. income ≈ HK$19,582/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,249
−HK$554/mo
▼ 0.25% · 3.875%
HK$10,524
−HK$279/mo
Today · 4.125%
HK$10,803
baseline
▲ 0.50% · 4.625%
HK$11,373
+HK$570/mo
Deposit HK$505K · loan HK$2.02M · min. income ≈ HK$21,606/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,789
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,093
−HK$310/mo
Today · 4.125%
HK$10,403
baseline
▲ 0.50% · 4.625%
HK$11,036
+HK$633/mo
Deposit HK$379K · loan HK$2.15M · min. income ≈ HK$20,806/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,890
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,182
−HK$296/mo
Today · 4.125%
HK$11,478
baseline
▲ 0.50% · 4.625%
HK$12,083
+HK$605/mo
Deposit HK$379K · loan HK$2.15M · min. income ≈ HK$22,956/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,365
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,687
−HK$328/mo
Today · 4.125%
HK$11,015
baseline
▲ 0.50% · 4.625%
HK$11,685
+HK$670/mo
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,030/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,530
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,840
−HK$313/mo
Today · 4.125%
HK$12,153
baseline
▲ 0.50% · 4.625%
HK$12,794
+HK$641/mo
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$24,306/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).