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At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,304/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 468 ft²
- Efficiency
- 76%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-19 | HK$6.30M | +30.4% 4.9y · 6.0%/yr |
| 2017-06-01 | HK$4.83M | +102.9% 6.7y · 15.0%/yr |
| 2010-08-25 | HK$2.38M | +43.4% |
| 2009-06-05 | HK$1.66M | +13.7% |
| 2007-06-07 | HK$1.46M | −35.1% |
| 1998-03-16 | HK$2.25M | +4.7% |
| 1997-04-07 | HK$2.15M | +8.6% |
| 1997-02-14 | HK$1.98M | — |