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At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,029/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,058/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 419 ft²
- Efficiency
- 60%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-28 | HK$4.00M | +0.0% 0.2y |
| 2020-01-22 | HK$4.00M | +30.7% 5.1y · 6.0%/yr |
| 2014-12-29 | HK$3.06M | +70.0% |
| 2011-08-29 | HK$1.80M | +16.1% |
| 2010-09-30 | HK$1.55M | +72.2% |
| 2008-01-07 | HK$900K | −19.6% |
| 1996-12-21 | HK$1.12M | — |