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At today's rate and a 90% mortgage, the deposit on this unit is about HK$380K, with repayments around HK$16,594/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$380K · loan HK$3.42M · min. income ≈ HK$33,188/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-07 | HK$3.89M | −20.6% 8.0y · −3.0%/yr |
| 2018-04-16 | HK$4.90M | +120.7% 6.1y · 20.0%/yr |
| 2012-03-13 | HK$2.22M | +63.2% |
| 2008-04-07 | HK$1.36M | −28.0% |
| 1997-05-20 | HK$1.89M | — |