▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$108/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$104/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,774
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,892
−HK$119/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$244/mo
Deposit HK$677K · loan HK$828K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$115/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$233/mo
Deposit HK$677K · loan HK$828K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$267/mo
Deposit HK$602K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$125/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$254/mo
Deposit HK$602K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$141/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$288/mo
Deposit HK$527K · loan HK$978K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$135/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$276/mo
Deposit HK$527K · loan HK$978K · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$152/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$146/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$296/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$162/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$156/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$318/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,490
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$174/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$355/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$166/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$185/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$176/mo
Today · 4.125%
HK$6,839
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,678/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$195/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$400/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).