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At today's rate and a 90% mortgage, the deposit on this unit is about HK$576K, with repayments around HK$25,105/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,502 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 618 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-17 | HK$6.25M | −10.0% 0.2y |
| 2019-04-12 | HK$6.95M | +39.0% 6.3y · 6.0%/yr |
| 2013-01-15 | HK$5.00M | +138.1% |
| 2000-11-14 | HK$2.10M | −29.5% |
| 1998-11-11 | HK$2.98M | +0.0% |
| 1998-08-05 | HK$2.98M | — |