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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,792/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 14 schools within a 1 km walk.
Everyday convenience — 88 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-02 | HK$3.90M | −15.2% 4.5y · −3.0%/yr |
| 2019-12-23 | HK$4.60M | +101.8% 9.4y · 11.0%/yr |
| 2010-08-30 | HK$2.28M | +68.9% |
| 2007-12-05 | HK$1.35M | +40.6% |
| 2005-01-05 | HK$960K | — |