▼ 0.50% · 3.625%
HK$3,539
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$111/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$229/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$107/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$219/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$124/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$251/mo
Deposit HK$698K · loan HK$854K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$118/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$241/mo
Deposit HK$698K · loan HK$854K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$135/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$274/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$128/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$263/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$146/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$139/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$285/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$157/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$320/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$307/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$168/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,985
+HK$343/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$160/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$329/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$171/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,204
−HK$190/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,694
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,873
−HK$183/mo
Today · 4.125%
HK$7,056
baseline
▲ 0.50% · 4.625%
HK$7,427
+HK$371/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,112/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$201/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$412/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$193/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,864
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).