▼ 0.50% · 3.625%
HK$21,400
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,066
−HK$676/mo
Today · 4.125%
HK$22,742
baseline
▲ 0.50% · 4.625%
HK$24,126
+HK$1,384/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,484/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,807
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,446
−HK$648/mo
Today · 4.125%
HK$25,094
baseline
▲ 0.50% · 4.625%
HK$26,416
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,188/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,540
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,272
−HK$744/mo
Today · 4.125%
HK$25,016
baseline
▲ 0.50% · 4.625%
HK$26,539
+HK$1,523/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,032/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,188
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,891
−HK$712/mo
Today · 4.125%
HK$27,603
baseline
▲ 0.50% · 4.625%
HK$29,058
+HK$1,455/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,206/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,479
−HK$812/mo
Today · 4.125%
HK$27,291
baseline
▲ 0.50% · 4.625%
HK$28,951
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,582/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,569
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,335
−HK$777/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,700
+HK$1,588/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$879/mo
Today · 4.125%
HK$29,565
baseline
▲ 0.50% · 4.625%
HK$31,364
+HK$1,799/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,130/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,950
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$842/mo
Today · 4.125%
HK$32,622
baseline
▲ 0.50% · 4.625%
HK$34,341
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,244/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,960
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$947/mo
Today · 4.125%
HK$31,839
baseline
▲ 0.50% · 4.625%
HK$33,776
+HK$1,937/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,678/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,330
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,224
−HK$907/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$36,983
+HK$1,852/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,100
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$1,014/mo
Today · 4.125%
HK$34,113
baseline
▲ 0.50% · 4.625%
HK$36,189
+HK$2,076/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,226/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,711
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,669
−HK$972/mo
Today · 4.125%
HK$37,641
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$1,984/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,282/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$1,082/mo
Today · 4.125%
HK$36,387
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,774/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,092
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,114
−HK$1,036/mo
Today · 4.125%
HK$40,150
baseline
▲ 0.50% · 4.625%
HK$42,266
+HK$2,116/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,300/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$1,150/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,352/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,473
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,101/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,249/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,520
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,719
−HK$1,217/mo
Today · 4.125%
HK$40,936
baseline
▲ 0.50% · 4.625%
HK$43,427
+HK$2,491/mo
Deposit HK$938K · loan HK$8.45M · min. income ≈ HK$81,872/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,853
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,003
−HK$1,166/mo
Today · 4.125%
HK$45,169
baseline
▲ 0.50% · 4.625%
HK$47,550
+HK$2,381/mo
Deposit HK$938K · loan HK$8.45M · min. income ≈ HK$90,338/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,499 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).