▼ 0.50% · 3.625%
HK$14,841
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,303
−HK$469/mo
Today · 4.125%
HK$15,772
baseline
▲ 0.50% · 4.625%
HK$16,731
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,544/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,511
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$450/mo
Today · 4.125%
HK$17,403
baseline
▲ 0.50% · 4.625%
HK$18,320
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,806/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,325
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,833
−HK$516/mo
Today · 4.125%
HK$17,349
baseline
▲ 0.50% · 4.625%
HK$18,405
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,698/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,162
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,649
−HK$494/mo
Today · 4.125%
HK$19,143
baseline
▲ 0.50% · 4.625%
HK$20,152
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,286/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,809
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,363
−HK$563/mo
Today · 4.125%
HK$18,926
baseline
▲ 0.50% · 4.625%
HK$20,078
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,852/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,813
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,344
−HK$539/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$21,984
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$609/mo
Today · 4.125%
HK$20,503
baseline
▲ 0.50% · 4.625%
HK$21,751
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,006/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,464
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$584/mo
Today · 4.125%
HK$22,623
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,246/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,778
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$656/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,424
+HK$1,344/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,115
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$629/mo
Today · 4.125%
HK$24,364
baseline
▲ 0.50% · 4.625%
HK$25,648
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,728/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$704/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,439/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$674/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,480
+HK$1,376/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,746
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,484
−HK$751/mo
Today · 4.125%
HK$25,235
baseline
▲ 0.50% · 4.625%
HK$26,770
+HK$1,535/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,470/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,417
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,125
−HK$719/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,312
+HK$1,468/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$797/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,443
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,068
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,821
−HK$763/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,144
+HK$1,560/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$844/mo
Today · 4.125%
HK$28,389
baseline
▲ 0.50% · 4.625%
HK$30,117
+HK$1,728/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,778/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$809/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,852 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).