▼ 0.50% · 3.625%
HK$20,712
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$654/mo
Today · 4.125%
HK$22,010
baseline
▲ 0.50% · 4.625%
HK$23,350
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,020/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,041
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,659
−HK$627/mo
Today · 4.125%
HK$24,286
baseline
▲ 0.50% · 4.625%
HK$25,566
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,572/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,783
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,491
−HK$720/mo
Today · 4.125%
HK$24,211
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,422/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,345
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,025
−HK$690/mo
Today · 4.125%
HK$26,715
baseline
▲ 0.50% · 4.625%
HK$28,123
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,430/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,854
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,627
−HK$785/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$28,019
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,650
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,391
−HK$752/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,680
+HK$1,537/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$851/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,354
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$815/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,996
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$916/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,875/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,258
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,123
−HK$878/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$35,793
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,067
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$981/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,489
−HK$940/mo
Today · 4.125%
HK$36,429
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,858/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,138
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,169
−HK$1,047/mo
Today · 4.125%
HK$35,216
baseline
▲ 0.50% · 4.625%
HK$37,359
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,432/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,866
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,003/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$40,906
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,210
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,305
−HK$1,113/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,694
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,170
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,221
−HK$1,066/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,281
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,440
−HK$1,179/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$42,029
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,474
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,587
−HK$1,128/mo
Today · 4.125%
HK$43,715
baseline
▲ 0.50% · 4.625%
HK$46,019
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,430/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).