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Crescira AVM · estimated value Medium confidence
HK$41.05M
≈ HK$30,433 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.32M, with repayments around HK$139,278/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$131,059
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$135,136
−HK$4,142/mo
Today · 4.125%
HK$139,278
baseline
▲ 0.50% · 4.625%
HK$147,753
+HK$8,475/mo

Deposit HK$12.32M · loan HK$28.74M · min. income ≈ HK$278,556/mo (50% DSR)

Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,744,797 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
1,349 ft²
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2022-07-26 HK$40.00M +22.2%
8.7y
2013-11-21 HK$32.73M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Austin
≈ 1 min walk · 54 m
Education
32
schools within 1 km (9 within 500 m)
Daily convenience
65
within 1 km (23 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Austin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com