▼ 0.50% · 3.625%
HK$2,536
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,614
−HK$81/mo
Today · 4.125%
HK$2,695
baseline
▲ 0.50% · 4.625%
HK$2,859
+HK$164/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,390/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,896
−HK$77/mo
Today · 4.125%
HK$2,973
baseline
▲ 0.50% · 4.625%
HK$3,130
+HK$157/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,946/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,789
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$88/mo
Today · 4.125%
HK$2,964
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$180/mo
Deposit HK$500K · loan HK$612K · min. income ≈ HK$5,928/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$84/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,443
+HK$173/mo
Deposit HK$500K · loan HK$612K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$96/mo
Today · 4.125%
HK$3,233
baseline
▲ 0.50% · 4.625%
HK$3,430
+HK$197/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$6,466/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,476
−HK$92/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,756
+HK$188/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$104/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,716
+HK$213/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,667
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$100/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$204/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$112/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$230/mo
Deposit HK$334K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$107/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$220/mo
Deposit HK$334K · loan HK$778K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$120/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$246/mo
Deposit HK$278K · loan HK$834K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$115/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$235/mo
Deposit HK$278K · loan HK$834K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$128/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$263/mo
Deposit HK$222K · loan HK$890K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,513
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$123/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$251/mo
Deposit HK$222K · loan HK$890K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$278/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$130/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$267/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).