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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,309/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,618/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 86 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 273 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 55%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-11 | HK$3.95M | −8.1% 4.2y · −2.0%/yr |
| 2021-02-23 | HK$4.30M | +388.6% 18.6y · 21.0%/yr |
| 2002-07-11 | HK$880K | +23.9% |
| 2002-04-30 | HK$710K | −67.4% |
| 1997-04-23 | HK$2.18M | — |