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At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,027/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,054/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 14 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 93%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-13 | HK$4.43M | +31.1% 3.4y · 9.0%/yr |
| 2016-07-20 | HK$3.38M | −1.2% 3.6y · 0.0%/yr |
| 2013-01-16 | HK$3.42M | +34.1% |
| 2010-09-21 | HK$2.55M | +30.8% |
| 2009-11-04 | HK$1.95M | +12.7% |
| 2008-03-31 | HK$1.73M | +11.6% |
| 2007-10-31 | HK$1.55M | +21.1% |
| 2007-06-13 | HK$1.28M | +28.0% |
| 2000-02-19 | HK$1.00M | — |