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At today's rate and a 90% mortgage, the deposit on this unit is about HK$370K, with repayments around HK$16,119/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$370K · loan HK$3.33M · min. income ≈ HK$32,238/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 84 shopping and daily-needs spots nearby.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B4
- Saleable Area
- 478 Saleable ft²
- Gross Area
- 591 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-08 | HK$5.85M | +103.1% 7.2y |
| 2011-04-01 | HK$2.88M | +26.3% 1.8y |
| 2009-05-19 | HK$2.28M | +20.0% |
| 2009-03-23 | HK$1.90M | +90.0% 2.6y |
| 2006-09-12 | HK$1.00M | −13.0% 1.2y |
| 2005-08-10 | HK$1.15M | — |