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At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,652/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,304/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,480 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 84 shopping and daily-needs spots nearby.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D4
- Saleable Area
- 478 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 80%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2013-03-06 | HK$3.80M | +40.7% 2.6y |
| 2010-08-27 | HK$2.70M | +43.6% 2.6y |
| 2008-01-22 | HK$1.88M | +30.6% 1.6y |
| 2006-06-15 | HK$1.44M | +0.3% |
| 2006-06-15 | HK$1.44M | +75.0% 0.4y |
| 2006-01-18 | HK$820K | — |