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Crescira AVM · estimated value Medium confidence
HK$2.52M
≈ HK$6,998 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$252K, with repayments around HK$10,989/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,341
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,662
−HK$327/mo
Today · 4.125%
HK$10,989
baseline
▲ 0.50% · 4.625%
HK$11,658
+HK$669/mo

Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$21,978/mo (50% DSR)

Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
C
Saleable Area
360 ft²
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2019-06-04 HK$2.75M +44.7%
8.0y · 6.0%/yr
2011-06-23 HK$1.90M +120.9%
2006-10-06 HK$860K +28.4%
2005-05-12 HK$670K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lam Tin
≈ 8 min walk · 640 m
Education
21
schools within 1 km (5 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com