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At today's rate and a 90% mortgage, the deposit on this unit is about HK$672K, with repayments around HK$29,312/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,624/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- G
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-01-26 | HK$6.87M | +29.6% 3.1y · 10.0%/yr |
| 2014-12-30 | HK$5.30M | +52.7% |
| 2010-11-25 | HK$3.47M | +23.9% |
| 2008-02-29 | HK$2.80M | +25.6% |
| 2005-05-12 | HK$2.23M | +12.6% |
| 2004-04-22 | HK$1.98M | +23.8% |
| 2003-10-29 | HK$1.60M | −19.2% |
| 2000-08-12 | HK$1.98M | −46.2% |
| 1996-12-18 | HK$3.68M | +42.6% |
| 1995-09-30 | HK$2.58M | — |