Switch unit
Floor
1/F 11
606 ft²
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546 ft²
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438 ft²
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438 ft²
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546 ft²
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606 ft²
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438 ft²
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649 ft²
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606 ft²
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438 ft²
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606 ft²
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649 ft²
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546 ft²
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546 ft²
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546 ft²
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606 ft²
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546 ft²
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438 ft²
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438 ft²
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438 ft²
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546 ft²
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438 ft²
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649 ft²
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606 ft²
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546 ft²
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606 ft²
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546 ft²
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606 ft²
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438 ft²
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645 ft²
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598 ft²
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538 ft²
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433 ft²
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598 ft²
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598 ft²
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538 ft²
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433 ft²
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433 ft²
29/F 1
640 ft²
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598 ft²
29/F 13
538 ft²
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433 ft²
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538 ft²
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598 ft²
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598 ft²
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433 ft²
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433 ft²
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598 ft²
30/F 13
538 ft²
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433 ft²
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433 ft²
30/F 16
538 ft²
30/F 2
599 ft²
30/F 4
538 ft²
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433 ft²
30/F 9
640 ft²
31/F 1
641 ft²
31/F 15
433 ft²
31/F 3
599 ft²
31/F 6
433 ft²
31/F 7
433 ft²
31/F 8
538 ft²
31/F 4
538 ft²
32/F 1
641 ft²
32/F 11
598 ft²
32/F 12
538 ft²
32/F 14
433 ft²
32/F 15
433 ft²
32/F 16
538 ft²
32/F 2
598 ft²
32/F 3
598 ft²
32/F 4
538 ft²
32/F 5
538 ft²
32/F 7
433 ft²
33/F 1
641 ft²
33/F 11
598 ft²
33/F 12
538 ft²
33/F 13
538 ft²
33/F 15
433 ft²
33/F 16
538 ft²
33/F 2
598 ft²
33/F 3
598 ft²
33/F 4
538 ft²
33/F 6
433 ft²
33/F 7
433 ft²
33/F 9
640 ft²
34/F 1
641 ft²
34/F 11
598 ft²
34/F 12
538 ft²
34/F 16
538 ft²
34/F 5
538 ft²
34/F 6
433 ft²
34/F 7
433 ft²
34/F 9
641 ft²
35/F 12
538 ft²
35/F 14
433 ft²
35/F 3
598 ft²
35/F 8
538 ft²
36/F 1
641 ft²
36/F 2
598 ft²
36/F 3
598 ft²
36/F 9
641 ft²
37/F 1
640 ft²
37/F 13
538 ft²
37/F 14
433 ft²
37/F 15
433 ft²
37/F 16
538 ft²
37/F 2
599 ft²
37/F 3
598 ft²
37/F 4
538 ft²
37/F 5
538 ft²
37/F 7
433 ft²
37/F 9
640 ft²
38/F 1
640 ft²
38/F 10
598 ft²
38/F 11
598 ft²
38/F 12
538 ft²
38/F 14
433 ft²
38/F 15
433 ft²
38/F 16
538 ft²
38/F 2
598 ft²
38/F 4
538 ft²
38/F 5
538 ft²
38/F 6
433 ft²
38/F 8
538 ft²
Crescira AVM · estimated value
● Medium confidence
HK$4.44M
≈ HK$8,207 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,367/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,225
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,791
−HK$576/mo
Today · 4.125%
HK$19,367
baseline
▲ 0.50% · 4.625%
HK$20,546
+HK$1,179/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,734/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,603 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Lam Tin Station
≈ 8 min walk · 569 m
Education
61
schools within 1 km (29 within 500 m)
Daily convenience
33
within 1 km (19 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km
Excellent connectivity — about 8 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 12
- Saleable Area
- 541 Saleable ft²
- Gross Area
- 741 ft²
- Efficiency
- 73%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-07-18 | HK$1.93M | — |
Other appraised units in this building
Data sourced from Renavon.com