▼ 0.50% · 3.625%
HK$3,968
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$126/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$256/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$120/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$245/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,500
−HK$138/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$283/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$132/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$270/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$150/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$308/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$144/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$295/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,319
−HK$163/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$333/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$157/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$318/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$175/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$360/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$168/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,857
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$385/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$180/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$368/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$201/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,157
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$192/mo
Today · 4.125%
HK$7,444
baseline
▲ 0.50% · 4.625%
HK$7,837
+HK$393/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,888/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,745
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$213/mo
Today · 4.125%
HK$7,168
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$437/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,336/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,504
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,705
−HK$205/mo
Today · 4.125%
HK$7,910
baseline
▲ 0.50% · 4.625%
HK$8,327
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,820/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,142
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,364
−HK$226/mo
Today · 4.125%
HK$7,590
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$462/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,180/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,946
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,159
−HK$216/mo
Today · 4.125%
HK$8,375
baseline
▲ 0.50% · 4.625%
HK$8,816
+HK$441/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,750/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).