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At today's rate and a 90% mortgage, the deposit on this unit is about HK$604K, with repayments around HK$26,349/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-20 | HK$7.00M | +30.1% 3.3y · 9.0%/yr |
| 2016-08-04 | HK$5.38M | +51.5% 4.8y · 11.0%/yr |
| 2011-11-15 | HK$3.55M | +95.1% |
| 2004-12-29 | HK$1.82M | −22.2% |
| 1998-12-09 | HK$2.34M | −23.3% |
| 1996-11-06 | HK$3.05M | — |