▼ 0.50% · 3.625%
HK$20,005
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,628
−HK$632/mo
Today · 4.125%
HK$21,260
baseline
▲ 0.50% · 4.625%
HK$22,554
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,520/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,853
−HK$605/mo
Today · 4.125%
HK$23,458
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,916/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,006
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,690
−HK$696/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,809
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,481
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,138
−HK$666/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,164
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,007
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,753
−HK$759/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$27,064
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,423
−HK$727/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,634
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$822/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,320
+HK$1,682/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,709
−HK$787/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,103
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,008
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,879
−HK$885/mo
Today · 4.125%
HK$29,764
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,528/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,158
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,994
−HK$848/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,731/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,942
−HK$948/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,830
+HK$1,940/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,279
−HK$908/mo
Today · 4.125%
HK$35,187
baseline
▲ 0.50% · 4.625%
HK$37,042
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,374/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,009
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,004
−HK$1,012/mo
Today · 4.125%
HK$34,016
baseline
▲ 0.50% · 4.625%
HK$36,086
+HK$2,070/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,032/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,609
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,564
−HK$969/mo
Today · 4.125%
HK$37,533
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$1,979/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,066/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,009
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$1,075/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,341
+HK$2,199/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,835
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,850
−HK$1,029/mo
Today · 4.125%
HK$39,879
baseline
▲ 0.50% · 4.625%
HK$41,981
+HK$2,102/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,758/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$1,138/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,596
+HK$2,328/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,061
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,135
−HK$1,090/mo
Today · 4.125%
HK$42,225
baseline
▲ 0.50% · 4.625%
HK$44,451
+HK$2,226/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$84,450/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).