Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,426/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,852/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,680 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 3
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-25 | HK$4.71M | −9.4% 4.4y · −2.0%/yr |
| 2020-05-11 | HK$5.20M | +16.4% 4.0y · 4.0%/yr |
| 2016-04-29 | HK$4.47M | +105.9% 8.1y · 13.0%/yr |
| 2008-04-09 | HK$2.17M | +50.7% |
| 2000-10-04 | HK$1.44M | — |