Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,891/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 1
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-06 | HK$6.53M | +12.6% 4.5y · 3.0%/yr |
| 2017-11-15 | HK$5.80M | +42.5% 5.1y · 8.0%/yr |
| 2012-11-05 | HK$4.07M | +38.0% |
| 2011-08-18 | HK$2.95M | +99.3% |
| 2006-08-24 | HK$1.48M | +41.0% |
| 2004-02-14 | HK$1.05M | — |