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At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,942/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.50M · min. income ≈ HK$33,884/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 8
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-17 | HK$4.08M | +2.5% 3.0y · 1.0%/yr |
| 2022-12-06 | HK$3.98M | +76.1% 10.6y · 7.0%/yr |
| 2012-05-02 | HK$2.26M | +25.6% |
| 2010-08-04 | HK$1.80M | +0.0% |
| 1997-05-28 | HK$1.80M | — |