Home Kwun Tong District LAGUNA CITY PHASE 3 BLOCK 38

7/F C

Switch unit

Floor

1/F A 748 ft² 1/F D 687 ft² 1/F E 687 ft² 1/F F 517 ft² 2/F A 748 ft² 2/F B 525 ft² 2/F D 687 ft² 2/F E 689 ft² 2/F F 517 ft² 2/F G 515 ft² 2/F H 748 ft² 3/F A 748 ft² 3/F B 525 ft² 3/F D 687 ft² 3/F E 687 ft² 3/F F 515 ft² 3/F G 517 ft² 4/F A 748 ft² 4/F B 525 ft² 4/F C 526 ft² 4/F D 687 ft² 4/F E 687 ft² 4/F F 517 ft² 4/F G 517 ft² 4/F H 748 ft² 5/F B 528 ft² 5/F C 526 ft² 5/F D 687 ft² 5/F E 689 ft² 5/F F 517 ft² 5/F G 517 ft² 5/F H 749 ft² 6/F A 748 ft² 6/F B 525 ft² 6/F C 525 ft² 6/F D 687 ft² 6/F E 687 ft² 6/F F 517 ft² 6/F H 749 ft² 7/F A 748 ft² 7/F B 525 ft² 7/F C 526 ft² 7/F D 687 ft² 7/F F 515 ft² 7/F G 517 ft² 8/F A 748 ft² 8/F B 525 ft² 8/F C 526 ft² 8/F F 517 ft² 8/F G 517 ft² 8/F H 748 ft² 9/F A 748 ft² 9/F B 525 ft² 9/F C 525 ft² 9/F D 687 ft² 9/F E 687 ft² 9/F F 517 ft² 9/F G 515 ft² 9/F H 749 ft² 10/F A 748 ft² 10/F B 525 ft² 10/F C 526 ft² 10/F D 687 ft² 10/F E 689 ft² 10/F F 515 ft² 10/F G 517 ft² 10/F H 748 ft² 11/F A 749 ft² 11/F B 528 ft² 11/F D 687 ft² 11/F E 687 ft² 11/F F 517 ft² 11/F H 748 ft² 12/F A 748 ft² 12/F B 525 ft² 12/F C 526 ft² 12/F D 687 ft² 12/F E 687 ft² 12/F F 517 ft² 12/F G 517 ft² 12/F H 748 ft² 13/F A 748 ft² 13/F B 528 ft² 13/F C 526 ft² 13/F D 686 ft² 13/F E 689 ft² 13/F F 517 ft² 13/F G 517 ft² 13/F H 749 ft² 14/F A 748 ft² 14/F B 525 ft² 14/F C 525 ft² 14/F F 517 ft² 14/F G 517 ft² 15/F C 526 ft² 15/F D 687 ft² 15/F E 689 ft² 16/F B 525 ft² 16/F D 687 ft² 16/F E 687 ft² 16/F G 517 ft² 16/F H 748 ft² 17/F A 749 ft² 17/F B 525 ft² 17/F D 687 ft² 17/F E 687 ft² 17/F F 515 ft² 17/F G 515 ft² 17/F H 749 ft² 18/F A 749 ft² 18/F C 525 ft² 18/F D 686 ft² 18/F E 689 ft² 18/F F 515 ft² 18/F G 517 ft² 18/F H 749 ft² 19/F B 528 ft² 19/F C 525 ft² 19/F E 689 ft² 19/F F 517 ft² 19/F G 517 ft² 19/F H 748 ft² 20/F A 748 ft² 20/F D 687 ft² 20/F E 689 ft² 20/F F 517 ft² 20/F G 517 ft² 20/F H 749 ft² 21/F B 525 ft² 21/F C 526 ft² 21/F D 687 ft² 21/F E 687 ft² 21/F F 517 ft² 21/F G 517 ft² 21/F H 748 ft² 22/F A 748 ft² 22/F B 525 ft² 22/F C 525 ft² 22/F D 687 ft² 22/F E 687 ft² 22/F F 517 ft² 22/F G 517 ft² 22/F H 748 ft² 23/F C 526 ft² 23/F D 687 ft² 23/F F 517 ft² 23/F G 517 ft² 23/F H 749 ft² 24/F B 525 ft² 24/F C 526 ft² 24/F D 686 ft² 24/F E 687 ft² 24/F F 517 ft² 24/F G 517 ft² 24/F H 748 ft² 25/F A 749 ft² 25/F B 525 ft² 25/F C 525 ft² 25/F D 687 ft² 25/F E 687 ft² 25/F F 517 ft² 25/F G 517 ft² 26/F A 748 ft² 26/F B 525 ft² 26/F C 526 ft² 26/F E 687 ft² 26/F G 517 ft² 26/F H 748 ft² 27/F A 748 ft² 27/F B 525 ft² 27/F C 526 ft² 27/F D 687 ft² 27/F E 687 ft² 27/F F 517 ft² 27/F G 517 ft² 27/F H 748 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.45M

≈ HK$12,257 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$645K, with repayments around HK$28,121/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$26,462

−HK$1,659/mo

▼ 0.25% · 3.875%

HK$27,285

−HK$836/mo

Today · 4.125%

HK$28,121

baseline

▲ 0.50% · 4.625%

HK$29,833

+HK$1,712/mo

Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$56,242/mo (50% DSR)

Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,715 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Lam Tin Station

≈ 8 min walk · 599 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (6 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Lam Tin Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 7/F
Flat: C
Saleable Area: 526 Saleable ft²
Gross Area: 657 ft²
Efficiency: 80%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-01-08	HK$6.16M	−23.5% 5.2y · −4.0%/yr	HK$11,711	HK$9,376
2020-11-12	HK$8.05M	+53.3% 6.3y · 8.0%/yr	HK$15,304	HK$12,253
2014-07-30	HK$5.25M	+129.3%	HK$9,981	HK$7,991
2007-03-10	HK$2.29M	+9.0%	HK$4,354	HK$3,486
2001-04-17	HK$2.10M	−13.2%	HK$3,992	HK$3,196
1999-11-17	HK$2.42M	−51.4%	HK$4,601	HK$3,683
1997-08-19	HK$4.98M	+74.7%	HK$9,468	HK$7,580
1995-12-02	HK$2.85M	—	HK$5,418	HK$4,338

Other appraised units in this building

Data sourced from Renavon.com