▼ 0.50% · 3.625%
HK$16,113
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,614
−HK$509/mo
Today · 4.125%
HK$17,123
baseline
▲ 0.50% · 4.625%
HK$18,165
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,246/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,926
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,406
−HK$488/mo
Today · 4.125%
HK$18,894
baseline
▲ 0.50% · 4.625%
HK$19,890
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,788/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,724
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$560/mo
Today · 4.125%
HK$18,836
baseline
▲ 0.50% · 4.625%
HK$19,982
+HK$1,146/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,672/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,718
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,247
−HK$536/mo
Today · 4.125%
HK$20,783
baseline
▲ 0.50% · 4.625%
HK$21,879
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,566/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,336
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,937
−HK$611/mo
Today · 4.125%
HK$20,548
baseline
▲ 0.50% · 4.625%
HK$21,798
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,096/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,511
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,088
−HK$585/mo
Today · 4.125%
HK$22,673
baseline
▲ 0.50% · 4.625%
HK$23,868
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,346/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,947
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,598
−HK$662/mo
Today · 4.125%
HK$22,260
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,355/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,520/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,303
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$634/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$25,857
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,558
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,260
−HK$713/mo
Today · 4.125%
HK$23,973
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,459/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,946/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,096
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,769
−HK$683/mo
Today · 4.125%
HK$26,452
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,394/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,904/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,170
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,921
−HK$764/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,248
+HK$1,563/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,888
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$732/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$29,835
+HK$1,494/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,781
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$815/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$29,065
+HK$1,667/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,681
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$780/mo
Today · 4.125%
HK$30,230
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,594/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,460/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,392
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,244
−HK$866/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,291
−HK$829/mo
Today · 4.125%
HK$32,120
baseline
▲ 0.50% · 4.625%
HK$33,813
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,240/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,003
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$916/mo
Today · 4.125%
HK$30,822
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,644/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,266
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,131
−HK$878/mo
Today · 4.125%
HK$34,009
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$1,793/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,018/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$211,990 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).