▼ 0.50% · 3.625%
HK$21,745
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,421
−HK$687/mo
Today · 4.125%
HK$23,108
baseline
▲ 0.50% · 4.625%
HK$24,515
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,216/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$658/mo
Today · 4.125%
HK$25,498
baseline
▲ 0.50% · 4.625%
HK$26,842
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,996/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,663
−HK$756/mo
Today · 4.125%
HK$25,419
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,838/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,324
−HK$724/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$824/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,029
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$790/mo
Today · 4.125%
HK$30,598
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,196/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$893/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,448
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$855/mo
Today · 4.125%
HK$33,147
baseline
▲ 0.50% · 4.625%
HK$34,895
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,294/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,443
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,390
−HK$962/mo
Today · 4.125%
HK$32,352
baseline
▲ 0.50% · 4.625%
HK$34,320
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,704/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$921/mo
Today · 4.125%
HK$35,697
baseline
▲ 0.50% · 4.625%
HK$37,579
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,394/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$1,031/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,260
−HK$987/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,263
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,792
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$1,100/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$39,223
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,744
−HK$1,053/mo
Today · 4.125%
HK$40,797
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,594/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,168/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,125
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,228
−HK$1,118/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,141
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,358
−HK$1,237/mo
Today · 4.125%
HK$41,595
baseline
▲ 0.50% · 4.625%
HK$44,126
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,190/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,544
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,712
−HK$1,184/mo
Today · 4.125%
HK$45,896
baseline
▲ 0.50% · 4.625%
HK$48,316
+HK$2,420/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,792/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,616 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).