Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$602K, with repayments around HK$26,264/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,528/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$137,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 664 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-21 | HK$4.80M | −6.8% 9.9y · −1.0%/yr |
| 2015-12-17 | HK$5.15M | +16.5% 1.8y · 9.0%/yr |
| 2014-02-12 | HK$4.42M | +84.2% |
| 2008-01-16 | HK$2.40M | +17.6% |
| 2007-11-16 | HK$2.04M | −15.7% |
| 1995-11-15 | HK$2.42M | — |