Home Kwun Tong District LAGUNA CITY PHASE 4 BLOCK 12

20/F H

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1/F A 748 ft² 1/F B 522 ft² 1/F C 522 ft² 1/F D 687 ft² 1/F E 687 ft² 1/F F 517 ft² 1/F G 517 ft² 1/F H 748 ft² 2/F A 748 ft² 2/F B 531 ft² 2/F C 522 ft² 2/F D 685 ft² 2/F E 687 ft² 2/F F 517 ft² 2/F G 517 ft² 2/F H 748 ft² 3/F A 745 ft² 3/F B 522 ft² 3/F C 522 ft² 3/F D 687 ft² 3/F E 685 ft² 3/F F 511 ft² 3/F G 517 ft² 3/F H 748 ft² 4/F A 748 ft² 4/F B 522 ft² 4/F C 522 ft² 4/F D 687 ft² 4/F E 685 ft² 4/F F 517 ft² 4/F G 517 ft² 4/F H 745 ft² 5/F A 748 ft² 5/F B 522 ft² 5/F C 522 ft² 5/F D 687 ft² 5/F E 685 ft² 5/F F 517 ft² 5/F G 517 ft² 5/F H 748 ft² 6/F A 748 ft² 6/F B 522 ft² 6/F C 522 ft² 6/F D 687 ft² 6/F E 687 ft² 6/F F 517 ft² 6/F G 517 ft² 6/F H 748 ft² 7/F A 748 ft² 7/F B 522 ft² 7/F C 522 ft² 7/F D 687 ft² 7/F E 685 ft² 7/F F 517 ft² 7/F G 511 ft² 7/F H 745 ft² 8/F A 748 ft² 8/F B 522 ft² 8/F C 522 ft² 8/F D 685 ft² 8/F E 687 ft² 8/F F 511 ft² 8/F G 517 ft² 8/F H 748 ft² 9/F A 745 ft² 9/F B 522 ft² 9/F C 522 ft² 9/F D 687 ft² 9/F E 687 ft² 9/F F 511 ft² 9/F G 517 ft² 9/F H 745 ft² 10/F A 748 ft² 10/F B 531 ft² 10/F C 522 ft² 10/F D 687 ft² 10/F E 687 ft² 10/F F 517 ft² 10/F G 517 ft² 10/F H 748 ft² 11/F A 745 ft² 11/F B 531 ft² 11/F C 522 ft² 11/F D 685 ft² 11/F E 685 ft² 11/F F 517 ft² 11/F G 511 ft² 11/F H 748 ft² 12/F A 745 ft² 12/F B 522 ft² 12/F C 522 ft² 12/F D 687 ft² 12/F E 685 ft² 12/F F 517 ft² 12/F G 517 ft² 12/F H 748 ft² 13/F A 748 ft² 13/F B 522 ft² 13/F C 531 ft² 13/F D 685 ft² 13/F E 685 ft² 13/F F 511 ft² 13/F G 517 ft² 13/F H 748 ft² 14/F A 745 ft² 14/F B 522 ft² 14/F C 522 ft² 14/F E 687 ft² 14/F F 517 ft² 14/F G 517 ft² 14/F H 748 ft² 15/F A 745 ft² 15/F B 522 ft² 15/F C 531 ft² 15/F D 687 ft² 15/F E 685 ft² 15/F F 517 ft² 15/F G 517 ft² 15/F H 745 ft² 16/F A 748 ft² 16/F B 522 ft² 16/F C 522 ft² 16/F D 687 ft² 16/F E 687 ft² 16/F F 517 ft² 16/F G 517 ft² 16/F H 748 ft² 17/F A 748 ft² 17/F B 522 ft² 17/F C 522 ft² 17/F D 687 ft² 17/F E 685 ft² 17/F F 517 ft² 17/F G 517 ft² 17/F H 748 ft² 18/F A 748 ft² 18/F B 522 ft² 18/F C 522 ft² 18/F D 687 ft² 18/F E 687 ft² 18/F F 517 ft² 18/F G 517 ft² 18/F H 748 ft² 19/F A 748 ft² 19/F B 522 ft² 19/F C 531 ft² 19/F D 685 ft² 19/F E 685 ft² 19/F F 511 ft² 19/F G 517 ft² 19/F H 748 ft² 20/F A 748 ft² 20/F B 522 ft² 20/F C 531 ft² 20/F D 687 ft² 20/F E 685 ft² 20/F F 511 ft² 20/F G 511 ft² 20/F H 748 ft² 21/F A 745 ft² 21/F C 522 ft² 21/F D 685 ft² 21/F E 685 ft² 21/F F 511 ft² 21/F G 517 ft² 21/F H 748 ft² 22/F A 745 ft² 22/F B 522 ft² 22/F C 531 ft² 22/F D 685 ft² 22/F E 687 ft² 22/F F 517 ft² 22/F G 517 ft² 22/F H 745 ft² 23/F A 745 ft² 23/F B 531 ft² 23/F C 522 ft² 23/F D 687 ft² 23/F E 685 ft² 23/F F 517 ft² 23/F G 517 ft² 23/F H 748 ft² 24/F A 748 ft² 24/F B 522 ft² 24/F C 522 ft² 24/F D 687 ft² 24/F E 685 ft² 24/F F 511 ft² 24/F G 517 ft² 24/F H 748 ft² 25/F A 748 ft² 25/F B 522 ft² 25/F C 522 ft² 25/F D 687 ft² 25/F E 687 ft² 25/F F 517 ft² 25/F G 511 ft² 25/F H 748 ft² 26/F A 748 ft² 26/F C 522 ft² 26/F D 687 ft² 26/F E 687 ft² 26/F F 517 ft² 26/F G 511 ft² 26/F H 748 ft² 27/F A 748 ft² 27/F C 522 ft² 27/F D 687 ft² 27/F E 687 ft² 27/F F 517 ft² 27/F G 517 ft² 27/F H 748 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.35M

≈ HK$12,498 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$935K, with repayments around HK$40,776/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$38,370

−HK$2,406/mo

▼ 0.25% · 3.875%

HK$39,563

−HK$1,213/mo

Today · 4.125%

HK$40,776

baseline

▲ 0.50% · 4.625%

HK$43,257

+HK$2,481/mo

Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,552/mo (50% DSR)

Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,829 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kwun Tong Station

≈ 9 min walk · 707 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (7 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: H
Saleable Area: 748 Saleable ft²
Gross Area: 939 ft²
Efficiency: 80%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-03-29	HK$10.50M	+118.3% 11.1y · 11.0%/yr	HK$14,037	HK$11,182
2010-03-08	HK$4.81M	+51.3%	HK$6,430	HK$5,122
2005-01-10	HK$3.18M	−32.9%	HK$4,251	HK$3,387
1996-05-21	HK$4.74M	—	HK$6,337	HK$5,048

Other appraised units in this building

Data sourced from Renavon.com