▼ 0.50% · 3.625%
HK$4,081
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$129/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$263/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$123/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$291/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$277/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$155/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$148/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$168/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,902
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$161/mo
Today · 4.125%
HK$6,221
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$327/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,442/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$180/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$370/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$173/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$194/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,992
−HK$186/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$207/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,458
−HK$198/mo
Today · 4.125%
HK$7,656
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,312/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$219/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$449/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,925
−HK$210/mo
Today · 4.125%
HK$8,135
baseline
▲ 0.50% · 4.625%
HK$8,563
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,270/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,574
−HK$232/mo
Today · 4.125%
HK$7,806
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,612/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,172
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,391
−HK$222/mo
Today · 4.125%
HK$8,613
baseline
▲ 0.50% · 4.625%
HK$9,067
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,226/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).