▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$139/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$159/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$326/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$152/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$312/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$174/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,111
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$166/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$188/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$385/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$180/mo
Today · 4.125%
HK$6,978
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$368/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$13,956/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,608
−HK$202/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$415/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$194/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,911
+HK$396/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$217/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,741
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,844
−HK$207/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,476
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,552
−HK$231/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,257
+HK$474/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,148
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,367
−HK$221/mo
Today · 4.125%
HK$8,588
baseline
▲ 0.50% · 4.625%
HK$9,041
+HK$453/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,176/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$246/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,657
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,889
−HK$236/mo
Today · 4.125%
HK$9,125
baseline
▲ 0.50% · 4.625%
HK$9,606
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,250/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,240
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,496
−HK$260/mo
Today · 4.125%
HK$8,756
baseline
▲ 0.50% · 4.625%
HK$9,289
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,512/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,167
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,412
−HK$250/mo
Today · 4.125%
HK$9,662
baseline
▲ 0.50% · 4.625%
HK$10,171
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,324/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).