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At today's rate and a 90% mortgage, the deposit on this unit is about HK$672K, with repayments around HK$29,302/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,536 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 669 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-18 | HK$6.77M | −14.1% 5.8y |
| 2020-09-11 | HK$7.88M | +30.5% 5.6y · 6.0%/yr |
| 2015-02-09 | HK$6.04M | +61.1% |
| 2011-03-04 | HK$3.75M | +29.3% |
| 2008-08-07 | HK$2.90M | +21.8% |
| 2007-12-04 | HK$2.38M | −45.9% |
| 1997-06-13 | HK$4.40M | — |