Home Kwun Tong District LAGUNA CITY PHASE 2 BLOCK 31

7/F F

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1/F A 748 ft² 1/F B 522 ft² 1/F C 522 ft² 1/F D 687 ft² 1/F F 517 ft² 1/F G 517 ft² 1/F H 748 ft² 2/F A 748 ft² 2/F C 522 ft² 2/F D 687 ft² 2/F E 685 ft² 2/F F 517 ft² 2/F G 517 ft² 2/F H 748 ft² 3/F A 745 ft² 3/F B 531 ft² 3/F C 522 ft² 3/F D 685 ft² 3/F E 687 ft² 3/F F 517 ft² 3/F G 517 ft² 4/F A 748 ft² 4/F B 522 ft² 4/F C 531 ft² 4/F D 685 ft² 4/F F 517 ft² 4/F G 517 ft² 4/F H 745 ft² 5/F A 748 ft² 5/F B 522 ft² 5/F C 522 ft² 5/F D 687 ft² 5/F F 517 ft² 5/F G 517 ft² 5/F H 748 ft² 6/F A 748 ft² 6/F D 687 ft² 6/F E 685 ft² 6/F F 517 ft² 6/F G 517 ft² 6/F H 745 ft² 7/F A 748 ft² 7/F B 522 ft² 7/F D 687 ft² 7/F E 687 ft² 7/F F 517 ft² 7/F G 511 ft² 8/F A 748 ft² 8/F B 522 ft² 8/F C 531 ft² 8/F H 748 ft² 9/F A 745 ft² 9/F B 531 ft² 9/F C 522 ft² 9/F E 687 ft² 9/F F 511 ft² 9/F G 517 ft² 10/F A 748 ft² 10/F B 522 ft² 10/F C 531 ft² 10/F E 685 ft² 10/F F 517 ft² 10/F G 511 ft² 10/F H 748 ft² 11/F A 745 ft² 11/F B 531 ft² 11/F C 531 ft² 11/F D 685 ft² 11/F E 685 ft² 11/F G 511 ft² 11/F H 748 ft² 12/F A 748 ft² 12/F B 522 ft² 12/F D 685 ft² 12/F E 687 ft² 12/F F 517 ft² 12/F G 517 ft² 12/F H 745 ft² 13/F A 745 ft² 13/F B 522 ft² 13/F C 522 ft² 13/F D 687 ft² 13/F F 517 ft² 13/F G 511 ft² 13/F H 748 ft² 14/F A 745 ft² 14/F B 522 ft² 14/F C 522 ft² 14/F E 687 ft² 14/F F 517 ft² 14/F G 511 ft² 15/F A 745 ft² 15/F B 522 ft² 15/F D 687 ft² 15/F F 517 ft² 15/F G 517 ft² 15/F H 745 ft² 16/F A 748 ft² 16/F B 522 ft² 16/F C 522 ft² 16/F E 687 ft² 16/F F 517 ft² 16/F G 517 ft² 16/F H 748 ft² 17/F A 748 ft² 17/F B 531 ft² 17/F C 531 ft² 17/F D 687 ft² 17/F E 685 ft² 17/F F 517 ft² 17/F H 745 ft² 18/F A 748 ft² 18/F B 522 ft² 18/F C 522 ft² 18/F D 687 ft² 18/F G 517 ft² 18/F H 745 ft² 19/F B 522 ft² 19/F C 531 ft² 19/F D 685 ft² 19/F E 687 ft² 19/F G 511 ft² 20/F A 745 ft² 20/F B 522 ft² 20/F C 531 ft² 20/F F 511 ft² 20/F G 517 ft² 20/F H 748 ft² 21/F A 745 ft² 21/F B 531 ft² 21/F C 531 ft² 21/F D 685 ft² 21/F E 685 ft² 21/F F 511 ft² 21/F H 745 ft² 22/F A 745 ft² 22/F B 522 ft² 22/F D 685 ft² 22/F E 685 ft² 22/F F 517 ft² 22/F G 517 ft² 22/F H 745 ft² 23/F A 748 ft² 23/F B 531 ft² 23/F C 522 ft² 23/F D 687 ft² 23/F E 687 ft² 23/F G 517 ft² 23/F H 748 ft² 24/F B 522 ft² 24/F C 522 ft² 24/F D 687 ft² 24/F E 687 ft² 24/F F 517 ft² 24/F G 517 ft² 24/F H 748 ft² 25/F B 531 ft² 25/F C 522 ft² 25/F E 685 ft² 25/F F 517 ft² 25/F G 511 ft² 25/F H 748 ft² 26/F B 522 ft² 26/F C 522 ft² 26/F D 687 ft² 26/F E 685 ft² 26/F H 748 ft² 27/F A 748 ft² 27/F D 687 ft² 27/F E 687 ft² 27/F G 517 ft² 27/F H 748 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.22M

≈ HK$12,021 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$622K, with repayments around HK$27,109/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$25,509

−HK$1,600/mo

▼ 0.25% · 3.875%

HK$26,303

−HK$806/mo

Today · 4.125%

HK$27,109

baseline

▲ 0.50% · 4.625%

HK$28,759

+HK$1,650/mo

Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$54,218/mo (50% DSR)

Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,506 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Lam Tin Station

≈ 5 min walk · 383 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Lam Tin Station Station.

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 67 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 7/F
Flat: F
Saleable Area: 517 Saleable ft²
Gross Area: 639 ft²
Efficiency: 81%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-12-14	HK$6.20M	−18.4% 3.1y · −6.0%/yr	HK$11,992	HK$9,703
2019-11-20	HK$7.60M	+77.6% 7.2y · 11.0%/yr	HK$14,700	HK$11,894
2012-09-21	HK$4.28M	+61.5%	HK$8,278	HK$6,698
2008-05-30	HK$2.65M	+12.8%	HK$5,126	HK$4,147
2000-06-15	HK$2.35M	−48.9%	HK$4,546	HK$3,678
1997-06-26	HK$4.60M	—	HK$8,898	HK$7,199

Other appraised units in this building

Data sourced from Renavon.com