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At today's rate and a 90% mortgage, the deposit on this unit is about HK$657K, with repayments around HK$28,648/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,794 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- G
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 644 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-18 | HK$7.40M | −2.6% 1.0y · −3.0%/yr |
| 2021-08-13 | HK$7.60M | +137.5% 10.9y · 13.0%/yr |
| 2010-08-20 | HK$3.20M | +56.1% |
| 2006-09-13 | HK$2.05M | +21.3% |
| 2002-04-24 | HK$1.69M | −51.7% |
| 1997-01-20 | HK$3.50M | — |